Expat Tax & Finance
Recent posts
All published Cashflow Abroad articles filed under Expat Tax & Finance.
FBAR and FATCA: The Fines Erasing Expat Savings
Owe $0 in taxes but still face $16,536 in fines? FBAR and FATCA penalties are real. Here's what every US expat must know and how to fix past non-filing.
GILTI Is Dead: New NCTI Tax Rules for Expat Business Owners
The One Big Beautiful Bill Act renamed GILTI to NCTI and raised the effective rate from 10.5% to 12.6%. Here is what expat business owners must do now.
Portugal Killed Its Famous Tax Break: Meet IFICI
Portugal's NHR tax regime ended in 2025. The replacement (IFICI) excludes retirees, most remote workers, and eliminates the flat 10% pension rate. Here's what changed.
Georgia's 1% Freelancer Tax: The Setup No One Talks About
Georgia charges freelancers 1% flat tax on revenue up to $180K/year. Setup takes one business day. Here's exactly how it works and who qualifies.
State Taxes Still Chase US Expats Abroad
Most expats zero out federal taxes with the FEIE but forget their state never let them go. California and New York can still tax you from abroad—here's how to escape legally.
Puerto Rico Act 60: Legal US Tax Haven Explained
Puerto Rico Act 60 lets US citizens pay 0-4% on capital gains and 4% corporate tax — no FBAR, no renouncing citizenship, 90 minutes from Miami.
NCTI Tax: Why Your Foreign Company Still Owes the IRS
GILTI is now NCTI and the rate just went up. If you own a foreign company, the IRS taxes its profits annually—whether you take them out or not.
UK for US Expats: Taxes, the New FIG Regime & Real Costs
The UK abolished its non-dom regime in 2025. Here is what the new FIG regime means for American expats, plus real costs, visa options, and why most Americans owe $0 to the IRS from London.
FBAR Filing Guide: How Expats Dodge $165K Penalties
The FBAR penalty has nothing to do with your tax bill. A single missed filing can cost 65K. Here's exactly who must file, what accounts qualify, and how to catch up.
Federal Student Loans Abroad: The Zero-Payment Playbook
Living abroad can legally drop your federal student loan payment to $0. Here’s how FEIE + IBR works together—and the 2026 tax bomb you must plan for.
Renting Your US Home While Abroad: The Capital Gains Trap
Renting your US home before selling while living abroad can cost married couples $30,000–$100,000 in taxes that would have been completely free. Here's the Section 121 math.
The FEIE-Roth IRA Trap Costing Expats $500K at Retirement
Using the FEIE abroad legally blocks your Roth IRA contributions — a little-known trap that can cost expats $400,000+ in tax-free retirement wealth over a decade.