Expat Tax & Finance, page 2
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All published Cashflow Abroad articles filed under Expat Tax & Finance.
High-Yield Foreign Savings: Earn 12% While US Banks Pay 4%
US savings pays 4%. Colombian CDTs pay 12.9%. Which foreign savings accounts beat US rates — and the currency risk nobody mentions.
The $100K FBAR Penalty Lurking in Your Expat Accounts
One foreign account over $10,000—even briefly—triggers FBAR. Willful violations cost 50% of your balance. What every US expat must know about FBAR and FATCA.
Spain's Beckham Law: Pay 24% Tax for 6 Years as an Expat
Spain taxes income at up to 47%—but new arrivals can lock in 24% flat and exempt all foreign income for six years under the Beckham Law.
Solo 401(k) Abroad: Self-Employed Expats Save $72k
Self-employed expats can shelter up to $72,000/year in a Solo 401(k)—but the FEIE interaction is a landmine most miss. Here's exactly how to do it right.
The FEIE Self-Employment Tax Trap for Expat Freelancers
FEIE zeroes your income tax — but not SE tax. Expat freelancers still owe up to $21k on $150k income. Here's how to reduce or eliminate it.
FBAR for Expats: One Free Form, Up to $165K Penalty
A free 20-minute form can save US expats from six-figure IRS penalties. What FBAR is, who must file, and how to catch up without paying a dime in fines.
Student Loans Abroad: The FEIE Zero-Payment Strategy
FEIE can legally cut your federal student loan payment to $0 abroad. Here's how income-driven repayment + the foreign earned income exclusion work together.
FBAR vs FATCA: The $165K Trap Every US Expat Must Know
FBAR and FATCA can cost you $165,000+ — even if you owe zero US tax. Here is exactly what each form requires, the penalties for missing them, and how to catch up.
FATCA vs. GDPR: Why US Expats Lose European Banks
Belgium ordered FATCA data transfers to stop. European banks face a legal catch-22. Here is what US expats in Europe need to know and do now.
Portugal's NHR Is Gone — What IFICI Means for Expats
Portugal killed its famous NHR tax regime in 2024. Here's what the IFICI replacement actually means for tech workers, retirees, and digital nomads — with real numbers.
FBAR and FATCA: The $10,000 Fine Most Expats Don't Know Exists
Miss FBAR or FATCA and face $10,000+ penalties — even if you owe zero taxes. Here's exactly what each form covers, filing thresholds, and how to catch up.
Why Foreign Banks Refuse American Expats (And What to Do)
FATCA costs foreign banks up to $16,600 per American account. Here's why banks reject US expats worldwide — and the banking stack that actually works.