Expat Tax & Finance, page 3
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All published Cashflow Abroad articles filed under Expat Tax & Finance.
Expat Domicile Strategy: The $40K Decision Before You Leave
California taxes you 13.3% on income the IRS excluded. Here's how to pick the right US state domicile before moving abroad — and save up to $40K/yr.
Charles Schwab for Expats: Bank Free in Any Country
Your bank hides ,400/year in exchange rate markups. Charles Schwab eliminates ATM fees worldwide, charges zero FX fees, and has no minimum balance.
FBAR and FATCA: The Two Reports That Can Fine You $10,000
Most expats focus on their tax return. FBAR and FATCA are two separate filings — and missing them costs $10,000+ even if you owe zero tax.
Social Security Fairness Act: What Every Expat Gains Back
The Social Security Fairness Act repealed WEP and GPO, restoring up to $587/month for expats with foreign pensions. Here's what changed and what to do.
The Foreign Housing Exclusion Most Expats Forget to Claim
On top of the $130K FEIE, expats can exclude another $10K–$93K in housing costs. Most never claim it. Here's exactly how the Foreign Housing Exclusion works.
Capital Gains Tax: The FEIE Blind Spot Expats Pay For
The FEIE excludes your salary from US taxes—but does nothing for capital gains. Worse, the stacking effect can push your gains into a higher bracket.
Australian Super & US Taxes: The Trap Nobody Warns You About
Australian superannuation has a treaty gap that exposes US expats to 0,000/year IRS penalties on money they cannot touch. Here is what you need to know.
GILTI Tax: Why Your Foreign Company Still Owes the IRS
US citizens who own foreign corporations face GILTI tax on undistributed profits — even in zero-tax countries like Dubai or Panama. Here is how it works and how to reduce it.
The State Tax Trap Most US Expats Walk Right Into
Your FEIE zeros out federal taxes — but California can still bill you $17,290/year. Here's how the state domicile trap works and how to break free before you leave.
FBAR & FATCA: The $10K Expat Tax Trap
Fewer than 20% of US expats are FBAR/FATCA compliant. One missed form can cost $10,000–$165,353. Here is exactly what you need to file and when.
Your HSA Abroad: The Rules That Surprise Every Expat
You can spend your HSA at clinics worldwide — but contributing from abroad is a different story. The rules that trip up every expat who moves.
Cyprus Non-Dom Tax: EU's Hidden Tax Haven Exposed
Cyprus is an EU member with 0% dividend tax and 0% capital gains on securities. The Non-Dom regime explained — including the catch for US citizens.