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Latest guides - Page 5

Expat finance, tax strategy, residency, banking, and portable cash-flow ideas for Americans building a life abroad.

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Latest guides

Showing 18 guides from a 516-guide archive.

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Hillside stone apartment terrace at golden hour with empty table Expat Tax & FinanceSeptember 6, 2026

Italy Impatriate Tax: Cut IRPEF 50%

Model Italy's impatriate regime before you relocate: 50% of Italian work income falls out of IRPEF up to €600,000, then pair it with FEIE or FTC.

 Packed boxes on a sunlit wooden porch outside a hillside house Expat Tax & FinanceSeptember 5, 2026

California FTB Work-Contract Safe Harbor

Use California’s FTB employment-contract harbor to leave resident tax. Track 45-day visits, the $200k intangible cap, and Form 540NR.

 Sunlit kitchen table with closed passport and courier pouch abroad Expat Tax & FinanceSeptember 5, 2026

Spouse ITIN From Abroad Without Mailing a Passport

File Form W-7 from abroad, keep the original passport, and unlock the $32,200 joint standard deduction for tax year 2026.

 Sunlit Central European apartment with walnut table and window light Expat Tax & FinanceSeptember 5, 2026

Hungary Tax Treaty Ended: What US Expats Owe

The US-Hungary tax treaty ended Jan 1, 2024. Map 30% withholding, Hungary's 5% residual PIT, and Form 1116 credits before you file.

 Unmarked moving truck and stacked cartons in warm loading-bay light AI Income & Cash FlowSeptember 4, 2026

AI Photo Moving Surveys Sold From Abroad

Sell photo-based moving inventories to independent US movers. See stack costs, FMCSA survey rules, retainer pricing, and a 4-hour QA workflow.

 Sunlit dining table with envelopes and leather folio by a window Expat Tax & FinanceSeptember 4, 2026

Form 709 Gift Tax Rules for US Expats

File Form 709 if you give over $19,000 to one person from abroad. Use the $19k exclusion, $194k spouse cap, and $15M lifetime shield.

 Rainlit walnut conference table in a canal-house Belgian office Expat Tax & FinanceSeptember 4, 2026

Belgium Inbound Tax: 35% Free After €70k

Run Belgium’s €70,000 inbound floor and 35% tax-free cost math before you sign a contract. US Form 1040 still taxes worldwide pay.

 Expat personal finance setup with passport and wallet on balcony table abroad Expat Business & Remote WorkSeptember 3, 2026

Expat Personal Loans: Borrow While Living Abroad

Compare five US personal loan paths for expats: military credit unions, co-signers, secured loans, and what SoFi requires when you live overseas.

 Winter Nordic apartment workspace with oak desk and lamp Expat Tax & FinanceSeptember 3, 2026

Denmark Researcher Tax: 32.84% for US Expats

As of 2026, Denmark's researcher scheme taxes qualifying pay at 32.84% for up to 7 years. Check the DKK 65,400 salary test, US FEIE vs FTC, and FBAR.

 Empty climate storage corridor with cream roll-up doors in warm light AI Income & Cash FlowSeptember 3, 2026

AI Self-Storage Occupancy Desk Abroad

Sell a $450/month AI occupancy desk to US self-storage operators. Night-lead capture, A2P costs, SiteLink delivery, and tax notes from abroad.

 Sunlit apartment with packed carry-on beside an empty wooden table Expat Tax & FinanceSeptember 2, 2026

Form 8840 Closer Connection Exception Guide

File Form 8840 before the weighted 183-day test makes you a US resident. Stay nonresident under 183 US days with a foreign tax home.

 Walnut desk and closed leather folio beside a rain-streaked sash window Expat Tax & FinanceSeptember 2, 2026

UK Pension Lump Sum: The IRS Still Taxes It

HMRC can tax £0 on a 25% PCLS while the IRS taxes the whole amount. Convert at the payment date and model Form 1116 before you crystallise.

 Sunlit walnut study desk with calculator and closed brass folder Expat Tax & FinanceSeptember 2, 2026

529 Superfunding Abroad: The $95k Gift Path

Elect the $95k 529 five-year gift path from abroad. File Form 709 by April 15 and keep the 2026 $19,000 annual exclusion.

 Older adult on a sunlit terrace with coffee and analog watch Retirement AbroadSeptember 1, 2026

SSA 45-Hour Work Test Stops Expat Benefits

Claiming SSA at 62 while working overseas can wipe a full month of benefits after 45 hours. Check which work test applies before you file.

 Night restoration warehouse with air movers under warm work lights AI Income & Cash FlowSeptember 1, 2026

AI After-Hours Desk for Water Restorers

Sell after-hours AI intake to US water restoration shops. Get the stack, monthly costs, pricing, and a dispatch workflow you can run abroad.

 Sunlit tiled apartment with shutters and a dark closed laptop Expat Business & Remote WorkSeptember 1, 2026

Portugal 4× RMMG: The €3,680 AIMA Floor

Hit Portugal’s €3,680 4× RMMG test, file the art. 61-B consular sticker, then convert it at AIMA without mixing a D7 file.

 Sunlit Spanish apartment table with linen curtains and ceramic cup Expat Business & Remote WorkAugust 31, 2026

Spain Telework Permit: The €2,849 SMI Bar

Hit Spain 2026 telework SMI bar of €2,849, file the UGE 3-year route, and keep US tax plus Beckham Law on a separate clock.

 Sunlit tropical school courtyard with empty benches at golden hour Expat Tax & FinanceAugust 31, 2026

529 K-12 Withdrawals for School Abroad

Map the $20,000 529 K-12 cap to tuition abroad, confirm the state-law school test, and avoid the 10% penalty on leftover earnings.