About

About Cashflow Abroad

Cashflow Abroad helps Americans understand expat taxes, offshore banking, residency options, and practical ways to build income while living overseas.

Last reviewed: June 9, 2026

Cashflow Abroad is a practical finance blog for Americans whose income, taxes, banking, investments, and daily life no longer fit neatly inside one country.

What we cover

The goal is not travel inspiration. It is decision support for the money stack behind a life abroad.

TaxUS filing obligationsFBAR, FATCA, foreign earned income, foreign tax credits, self-employment tax, and the traps that surprise people after the move.BankingAccounts, cards, and transfersHow to keep access to US banking, compare international transfer costs, and avoid fragile one-bank setups.ResidencyVisa and residency pathsPlain-English guides on digital nomad visas, retirement routes, citizenship timelines, and document planning.IncomePortable cash flowRemote business, AI-assisted income, rentals, and other ways to make earnings less dependent on a US address.

Editorial standard

Every useful guide should help a reader make a cleaner decision, avoid a costly mistake, or ask a better question before paying a professional.

Practical before cleverWe favor checklists, thresholds, tradeoffs, and next actions over vague lifestyle talk.
Compliance-awareThe blog does not replace tax, legal, or investment advice; it helps readers know where the risks are.
Built for operatorsArticles are written for people making actual moves: opening accounts, filing forms, choosing cities, and running businesses.
Transparent production and correctionsGuides are drafted with AI assistance against official sources and published under the named editor's rules. Spot an error? Send it through the contact page and the guide gets corrected.

New here?

Start with the ordered setup guide, then use the resource hub to go deeper on taxes, banking, residency, insurance, and income.

Start the setup path

Who writes Cashflow Abroad

Every guide on this site is published under the direction of Michael Heredia, the founder and editor of Cashflow Abroad.

Author Michael Heredia Michael focuses on the money stack behind a life abroad: US expat taxation (FBAR, FATCA, FEIE, FTC), cross-border banking, foreign residency and visa planning, and portable income including AI-enabled business automation. He also builds AI agent deployments for businesses at michaelheredia.com.

How articles are produced AI-assisted, human-directed Guides are researched and drafted with AI assistance against official sources, then published under editorial rules Michael maintains: no compliance shortcuts, thresholds stated with dates, and corrections handled through the contact page.

Elsewhere michaelheredia.com Michael's AI agent and automation work, plus links to X, GitHub, and LinkedIn.