Cashflow Abroad Blog

Latest guides - Page 4

Expat finance, tax strategy, residency, banking, and portable cash-flow ideas for Americans building a life abroad.

Latest guides

Showing 18 guides from a 516-guide archive.

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Quiet hillside apartments with warm windows among autumn ginkgo trees at dusk Geographic ArbitrageSeptember 20, 2026

Korea F-1-D Workation Income Bars by City

Compare Korea F-1-D age and city GNI bars, including ₩52.4 million outside Greater Seoul, plus stay limits and US tax traps before you file.

Sunlit apartment table with coffee cup and analog calculator at dawn Expat Tax & FinanceSeptember 19, 2026

IRS Interest Starts April 15 for Expats

Pay the IRS by April 15 even if you live abroad. Daily interest still runs, and the 0.5% monthly failure-to-pay penalty is a separate meter.

Sunlit empty physical therapy room with walnut stall bars AI Income & Cash FlowSeptember 18, 2026

Sell AI Prior-Auth Packets to US PT Clinics

Sell a $1,800/month prior-auth packet desk to US PT clinics from abroad. Stack, BAA rules, fax costs, and packet pricing included.

Walnut study desk with leather portfolio beside a rain-streaked window Retirement AbroadSeptember 17, 2026

Avoid 25% UK QROPS Pension Transfer Charge

Stop a 25% UK QROPS levy on pension transfers. See remaining exclusions, the £1,073,100 allowance, and the US tax overlay.

Sunlit kitchen table beside packed boxes and winter coats Expat Tax & FinanceSeptember 16, 2026

Keep a US 529 After You Move to Canada

CRA bills 529 growth that the IRS leaves untouched. Compare keep, gift, Roth rollover, and RESP options before you take up Canadian residence.

Sunlit Mediterranean terrace table with coffee cups and olive trees Retirement AbroadSeptember 15, 2026

IRMAA MAGI Traps for Retirees Abroad

As of 2026, Part B is $202.90. IRMAA still uses two-year MAGI, and Form 2555 does not hide it. Map RMDs and SSA-44 before you retire abroad.

Sunlit apartment table with cash calculator and coffee for tax payment Expat Tax & FinanceSeptember 14, 2026

Pay IRS From Abroad Without a US Bank

Pay US tax from abroad by April 15. Direct Pay is free with a US bank; debit cards start at $2.10 and wires use ABA 091036164.

Quiet walnut parlor with empty chairs and morning window light AI Income & Cash FlowSeptember 13, 2026

AI First-Call Desk for US Funeral Homes

Sell US funeral homes an after-hours AI first-call desk. FTC Funeral Rule script, Vapi/Twilio costs, and $1,800 retainer math from abroad.

Sunlit Scandinavian apartment table with ceramic mug and wool throw Expat Tax & FinanceSeptember 12, 2026

Sweden SINK Tax: Cut Nonresident Rate to 22.5%

As of 2026, Sweden SINK is 22.5% on Swedish pay or pension if you live abroad. Model the SEK 3,799 allowance, 183-day rule, and US Form 1116.

Rainy apartment workspace with walnut desk and north window light Expat Tax & FinanceSeptember 11, 2026

Ireland SARP Tax Relief for US Assignees

Assigned to Ireland in 2026? Model the €125,000 SARP threshold, 90-day certification, USC still due, and how US Form 1116 credits the rest.

Sunlit walnut desk with closed leather ledger and cream folder Expat Tax & FinanceSeptember 10, 2026

Form 8606 Tracks After-Tax IRA Basis

Skip Form 8606 and after-tax IRA dollars can be taxed again. Record the $50/$100 penalties, year-end values, and the pro-rata formula before you

Sealed cream envelope on walnut desk in sunlit brick office Expat Tax & FinanceSeptember 9, 2026

Form 8802 Gets You IRS Form 6166

File IRS Form 8802 to receive Form 6166. Pay the $85 user fee, wait out the Philadelphia queue, and send the letter to cut foreign withholding.

Dusk veterinary exam room with walnut cabinets and stainless table AI Income & Cash FlowSeptember 8, 2026

Overnight Vet Phone Desk From Abroad

Price an overnight vet phone desk from abroad: Twilio and Vapi costs, clinic retainers, and the TCPA traps that kill deals.

Warm walnut desk with sealed kraft mailers and brass lamp Expat Tax & FinanceSeptember 7, 2026

Avoid Form 3520-A's $10,000 Trust Penalty

Learn Form 3520-A due dates, the $10,000 or 5% penalty, and the substitute filing path U.S. expats use when a foreign trustee will not file.

Walnut study with brass scale and closed folders in window light Expat Tax & FinanceSeptember 7, 2026

Form 8865: Avoid the $10,000 Penalty

Missing Form 8865 costs $10,000 per foreign partnership and can keep your 1040 open. Map Categories 1–4 before you contribute or take a 10% stake.

Walnut desk with two closed folders beside a small brass scale Expat Tax & FinanceSeptember 7, 2026

W-9 vs W-8BEN: The 24% TIN Certification Trap

US citizens overseas must certify on W-9, not W-8BEN. Wrong paperwork can take 24% of payouts or 30% of US-source items. Fix it before the next

Sunlit foreign apartment with moving boxes and an empty oak table Expat Tax & FinanceSeptember 6, 2026

Why 330 Days Abroad Can Still Fail FEIE

Pass the IRS tax home and abode tests before you file Form 2555. A 330-day count without a foreign tax home can wipe out the $130,000 FEIE.

Empty dawn auto shop bays with warm steel and walnut light AI Income & Cash FlowSeptember 6, 2026

AI Service-Lane Desk for US Auto Dealers

Sell US auto dealers an AI service-lane recall desk. Recover $494 repair orders with Twilio, n8n, and consent logs from abroad.